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Disclaimer
Home  Disclaimer
Please read this agreement carefully before accessing or using
this website. By accessing or using this website, you agree
to be bound by this agreement.
- All statements made in this application are true and are
made to obtain the loan requested.
- The lender may retain a copy of this application even
if the loan is not granted.
- The lender or anyone authorized by the lender may obtain
employment, credit, or other information relating to the
Applicant(s) for this loan.
- If the loan is approved, the lender may obtain additional
employment, credit, or other information in connection with
any updates, renewal, or extension of the loan.
- The lender may share employment, credit, or other information
that it has collected from the Applicant(s) with an affiliate.
- Upon request of the Applicant(s), the lender will provide
the name and address of any credit bureau that issued a
credit report on them.
- Married Applicant(s) may apply for separate loan(s).
- The lender or anyone authorized by the lender may inspect
the Applicant’s property securing this loan for the
purpose of determining its value.
- It is Gershman Mortgage’s policy and expectation
that every loan applicant will first be considered for conforming
conventional loan programs or government loan programs,
where available, unless the applicant requests consideration
of other programs. In addition an alternative loan product
may be offered or recommended based upon the applicant’s
credit history and the interest rate desired, as well as
the terms and conditions of the loan. Gershman Mortgage
may engage in advertising campaigns or targeted solicitations
with respect to alternative loans.
- In certain circumstances, we outsource work to other
companies. We only share with those companies the customer
information they need to do their job. These companies are
subject to a thorough selection process, and they are contractually
required to comply with strict standards of confidentiality.
- Under the Federal Fair Credit Reporting Act, we are permitted
to share your name, address, and facts about your transactions
and experiences with us among our affiliated companies.
- To contact Gershman Mortgage concerning your personal
information, write to:
Gershman Mortgage
7 North Bemiston
Saint Louis, MO 63105
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