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Privacy Disclosure
Home  Privacy
Disclosure
Gershman Mortgage is committed to protecting the privacy
and security of the information you share with us. This Privacy
Disclosure will help you understand how we use and safeguard
information of our customers and former customers.
Information We Collect
We collect nonpublic personal information about you from the
following sources: Information we receive from you on applications
or other forms;
Information about your transactions with us, our affiliates,
or others; and
Information we receive from a consumer reporting agency (commonly
known as a credit bureau).
Information We Disclose
We do not disclose any nonpublic personal information about
our customers or former customers to anyone, except as permitted
by law. We do not sell customer lists to anyone. While we
may share information about you with our affiliates (companies
related to us by common ownership, control or with whom we
have an Agreement), we will not share information obtained
from an outside source or provided by you on applications
with any other party unless we have first given you an opt
out notice in accordance with the Fair Credit Reporting Act
telling you how you may choose to restrict the sharing of
information from outside sources with other parties.
We may disclose nonpublic personal information about you to
the following types of third parties:
- Financial service providers, such as mortgage bankers
or other purchasers of loans;
- Non-financial companies, such as investors that may purchase
loans; and
- Others, such as non-profit organizations that may purchase
loans.
We may also disclose nonpublic personal information about
you to nonaffiliated third parties, including the following:
- To government, regulatory, and legal authorities in response
to a subpoena, to prevent fraud, to comply with an inquiry
by a government agency or regulator, or as necessary for
other legal purposes;
- To third parties that perform services for us in the processing
or servicing of your transaction, or that perform marketing
or other services on our behalf;
- To third parties in connection with a proposed or actual
securitization, secondary market sale (including sales of
servicing rights), or similar transaction; and
- To third parties at your direction or with your consent,
or as otherwise permitted by law.
Safeguarding Your Information
We restrict access to nonpublic personal information about you
to those employees who need to know that information to provide
products or services to you. We maintain physical, electronic,
and procedural safeguards that comply with federal standards
to guard your nonpublic personal information.
Accuracy
of Your Information
We strive to keep our record accurate and will make appropriate
corrections when you notify us. Please let us know if there
is incorrect information in any statements or other communications
that you receive from us.
Keeping
Up-To-Date
We may modify our privacy practices occasionally. If we do so,
we will communicate any material changes to you as required
by law. Additionally, we will send our current customers our
most up-to-date Privacy Disclosure at lease annually. If you
have any questions concerning our privacy practices, please
feel free to contact us. |
