Home ResidentialLoan Programs Government Loan Programs

Both federal and state governments offer programs to assist homebuyers. FHA and VA loans are federal programs. The Mortgage Revenue Bond program is offered by the State of Missouri.

FHA loans :

•	Everyone is eligible to apply
•	Borrowers must be able to meet their monthly payment
•	Recent changes to the process make FHA loans easier to obtain than ever before
•	Maximum loan limits apply based on property location
•	Refinance FHA loan to another FHA loan under a streamlined process

VA loans:

•	Fixed-rate and Adjustable Rate Mortgages now available
•	Available to qualified veterans
•	Includes low- and no- money down options
•	Maximum loan limits apply based on Veteran's eligibility
•	Refinance FHA loan to another FHA loan under a streamlined process

MHDC Mortgage Revenue Bond Program:

•	Available to qualified first-time buyers in Missouri
•	Below-market interest rates
•	Cash assistance for down payments and closing costs.
•	Can be used for initial purchases with FHA, VA, or conventional loans

A Gershman Mortgage loan officer can help find the best mortgage for you. Call today, 1-800-GERSHMAN.

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