First Time Homebuyer

Buying a home is likely one of the biggest purchases you will ever make. As part of our commitment to provide the best residential home loans for our customers, we offer loans that feature many great benefits for first time homebuyers. A few popular financing options are FHA, USDA, and Conventional programs. Talk to one of our mortgage advisors to take advantage of historic low rates and get started on your first real estate purchase.

Your First Time Homebuyer Loan


  • Low or no down payment options available
  • Flexible credit score requirements
  • Down payment assistance
    • Military Programs Available
    • Grants and Liens
    • State Bond Loan Options

Advantages of Homeownership:

  • Accumulate Equity
  • Appreciation
  • Tax Credit Advantages*

This is for informational purposes only and not an offer to lend or extend credit. Subject to credit and income approval. Terms and conditions are subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.*

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Your total monthly payment

Principal & Interest
Home insurance
Property taxes
The results displayed above are only estimates and cannot be used to determine actual loan cost or be used as a guarantee. Please consult your loan consultant for an official estimate.


Conventional Loans

+One of the most common loan programs that offers competitive interest rates and requires...

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VA Loans

+Offering Veterans, US Military service members and eligible surviving spouses benefits t...

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FHA Loans

+Insured by the Federal Housing Administration. Offers down payment as low as 3.5% in add...

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Rural Housing Loans (USDA)

+Government backed loans, lending up to 100% of the home’s appraised value. Qualifying ...

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Jumbo Loans

+Gershman Mortgage offers loan programs for loan amounts greater than the high balance lo...

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First Time Home Buyer

+As part of our commitment to provide the best residential home loans for our customers, ...

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How Can We Help You?

Purchase a Home

Refinance a Home

In Business for 65+ Years

Licensed in 17 States

300+ Employees Strong

Question about Gershman Mortgage? Shoot us an email.