Rural Housing Loans (USDA)

A USDA, United States Department of Agriculture, loan is a government-backed loan available to rural property owners. USDA loans offer lending up to 100% of the home’s appraised value. Qualifying properties must be located in USDA defined rural areas and communities to be eligible for USDA loan programs.

Your Rural Housing Loans (USDA) Loan

Ideal for:

  • Borrowers wanting to purchase a home in the areas defined by the USDA as rural
  • Borrowers with low-to-moderate incomes
  • First-time homebuyers

Benefits:

  • 100% financing available
  • Competitive interest rates
  • 0% down payment options available
  • For homebuyers in rural & suburban areas
  • Available for Purchase and Refinances*
  • Closing costs can be financed*

USDA Guaranteed Rural Housing loans subject to program stipulations and applicable state income and property limits.*

This is for informational purposes only and not an offer to lend or extend credit. Subject to credit and income approval. Terms and conditions are subject to change without notice.*

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The results displayed above are only estimates and cannot be used to determine actual loan cost or be used as a guarantee. Please consult your loan consultant for an official estimate.

Specialties

Conventional Loans

+One of the most common loan programs that offers competitive interest rates and requires...

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VA Loans

+Offering Veterans, US Military service members and eligible surviving spouses benefits t...

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FHA Loans

+Insured by the Federal Housing Administration. Offers down payment as low as 3.5% in add...

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Rural Housing Loans (USDA)

+Government backed loans, lending up to 100% of the home’s appraised value. Qualifying ...

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Jumbo Loans

+Gershman Mortgage offers loan programs for loan amounts greater than the high balance lo...

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First Time Home Buyer

+As part of our commitment to provide the best residential home loans for our customers, ...

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How Can We Help You?

Purchase a Home

Refinance a Home

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Licensed in 16 States

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