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Tampa office collects supplies for hurricane Irma’s victims

In an effort to assist those who were affected by hurricane Irma, our Tampa office organized a supply

drive for the residents of the Florida Keys.  Pictured- Bryan Marx (left) and Doug Smith (right).

Tampa supply drive

Why FHA Loans are Great for First Time Home Buyers

FHA Loans are Advantageous for First Time Home Buyers

If you’re a first time home buyer, you may be overwhelmed with the prospect of getting a mortgage. There’s a lot of information to sift through, and it can be hard to find out exactly what you need. That’s why it’s a good idea to let an experienced mortgage lender […]

Income Eligibility Info for Home Financing

Home Financing and Your Income

There are a variety of factors that determine what size loan you can take out. Home financing approval is typically based on income, debt, credit, and more. But how big of a role does income really play in the loan approval process?

Income

Mortgage lenders will need to look at your annual […]

First Time Home Buyers: What if You Have Bad Credit?

What Should First Time Home Buyers Do if They Have Low Credit?

Potential first time home buyers often think that they don’t have any financial options if they have bad credit. This is simply untrue. In fact, FHA loans, in particular, are extremely flexible loans that could be the perfect option for wary first time home buyers. Let’s discuss this further.

What […]

Myths About VA Loans

Common Misconceptions about VA Loans

VA loans, if you qualify for them, are some of the best home financing options you can get. In fact, sometimes people mistakenly think they’re too good to be true. Misconceptions and false assumptions about VA loans have led people to avoid them, even if they might be their best options. Today, Gershman Mortgage is busting […]

remember-911-thousands-of-american-flags

Happy Labor Day

Hope you stay busy doing the things you love this Labor Day.  Labor Day-kids feet

Gershman Mortgage Explains Missing Payments

Gershman Mortgage on What Happens When You Miss Mortgage Payments?

Unfortunately, missing loan repayments is sometimes unavoidable. Even for the most organized of us, life can have a few surprises that result in missing a vital payment. But, what happens if you miss a payment on your mortgage? Gershman Mortgage looks at what happens […]

Home Loan Mistakes to Avoid

Mistakes You Should Avoid with Your Home Loan

Taking out your first home loan as a first time home buyer is exciting, but you need to be careful. As with any investment – especially using something like a home loan – there’s a lot of responsibility that comes with it. Gershman […]

Gershman Mortgage – Is Your Fixer-Upper Worth It?

Gershman Mortgage on If It’s Worth Buying a Fixer-Upper

Ask anyone about the value of buying a fixer-upper property and you’ll likely get a variety of answers. While some people might tell you that it’s an investment, and a great way to make your money back in the future, others will warn against wasting your time and money. At […]