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Using Your 401k for Home Loan Approval

Should You Use Your 401k for Home Loan Approval?

When it comes to qualifying for a home loan, there are many different factors that will affect what you can borrow. In researching the different options, you have for home loans, you might have come across various arguments as to whether or not you should use your 401k as an asset […]

FHA Loans By State (Florida)

FHA Loans and Differences by State — Florida

In one of our previous blog entries, Gershman Mortgage went over the specific rules relating to FHA loans in Colorado. As one of the largest mortgage companies in the Midwest, Gershman Mortgage has expanded to multiple states since opening for business in 1955.

In this blog, we are looking once again at […]

Mortgage Lender Guide to Budgeting For A Down Payment

A Mortgage Lender’s Guide to Budgeting For Your Down Payment

Are you planning to buy a home in the near future? One of the smartest things you can do before approaching a mortgage lender about home financing is to think about your budget. Your down payment will depend on many different factors, but how much you are able to put […]

Valentines 2018

Gershman Mortgage Guide to Application Paperwork

Gershman Mortgage Guide to Filling Mortgage Application Paperwork

Gershman Mortgage has helped thousands of clients secure the best mortgage and home financing solutions since first opening our doors in St. Louis in 1955. Moving forward to 2018, Gershman Mortgage has expanded across the Midwest, offering our services to more and more people.

In serving so many for so long, we have […]

FHA Loans By State (Colorado)

FHA Loans and Differences by State — Colorado

As one of the largest mortgage companies in the Midwest, Gershman Mortgage knows a thing or two when it comes to FHA loans. We have covered different aspects of FHA Loans in previous blogs, but there is something important you should consider if you are thinking of applying for one — […]

Home Loan: Understanding Floating Rates and When to Lock

Understanding Floating Rates on Your Home Loan

The team at Gershman Mortgage has been honing its expertise since its founding in 1955. Over the years, we have helped innumerable first time home buyers, veterans, families, and others afford their homes with reasonable and reliable mortgage services. Also over this time, we have seen how interest rates fluctuate, so we […]

First Time Home Buyer: When is Purchasing a Home a Good Investment?

First Time Home Buyer: When is Purchasing a Home a Good Investment?

As a first time home buyer, you might have questions about when you should buy a home and whether or not your home is a good investment. At Gershman Mortgage, we have helped countless people find their first home or their next one. Our primary […]

First Time Home Buyer: Finding a Good Neighborhood for Your Home

First Time Home Buyer: Finding a Good Neighborhood for Your Home

At Gershman Mortgage, we understand the difficulties lying ahead of any first time home buyer. The processes of qualifying for a loan, searching for the right home, and closing on a home are taxing and exhausting to most people. Those of you who have to do […]

Home Financing: Determining Your Housing Budget

Determining Your Housing Budget for Home Financing

 

The offices of Gershman Mortgage are dedicated to providing homebuyers with a buying process that is both friendly and simple. To assist all of our respected customers, we are happy to provide a number of mortgage calculators which will help answer important questions such as “should I […]