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Reasons to Refinance

Lower Your Monthly Payment

Refinancing your mortgage to lower your rate can lower your monthly payment as well as provide savings on your interest payments over the life of your loan.   Check Today’s Rates or use the Custom Rate Calculator or call a Gershman Mortgage representative for a personal conversation to see how much you could lower your payments.

Cash Out or Pull Equity to Pay for Expenses

A cash out loan may be used to pay for college, home improvements, consolidating debt, and much more. If you are looking for a way to finance future expenses, this might be an ideal option.  Find out what loan programs may be right for your needs.

Switch to a Fixed Rate

Get the stability with the same monthly payments including principal and interest. If your Adjustable Rate Mortgage is set to adjust or the payments are too high, it might be time to look at a fixed rate. Find out if refinancing makes sense for you.

Rates As Low As

2.750% 15 yr FHA Rate

3.870% APR

Rates subject to change without notice. Some restrictions apply. Call for further information.


Current Mortgage Rates

Financing Options

Gershman Mortgage offers Conventional, USDAFHA & VA loan products to allow buyers to find the loan that is best for them.

Mortgage Options

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