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Mortgage Refinancing

Mortgage refinancing with Gershman Mortgage can provide a number of financial benefits for homeowners. Refinancing a mortgage means that you pay off the original loan and replace it with a new home loan. Mortgage refinancing can provide a lower interest rate, shorten the term of your mortgage, consolidate debt, and more. Learn more about mortgage refinancing from Gershman Mortgage below.

Lower Your Monthly PaymentMortgage refinancing with Gershman Mortgage

Refinancing your mortgage to lower your interest rate can lower your monthly payment as well as provide savings on your interest payments over the life of your loan. There are a number of ways to see if mortgage refinancing is a good idea for your specific financial situation. Check Today’s Rates or use the Custom Rate Calculator to get a general idea on how your home loan monthly payments may change if you refinance your mortgage. If you need more specific information about how mortgage refinancing can reduce payments, call a Gershman Mortgage representative for a personal consultation to see how much you could lower your payments.

Cash Out or Pull Equity to Pay for Expenses

Mortgage refinancing can also be used by borrowers to use the equity in their home to receive funds for other expenses. A cash-out refinance may be used to pay for college, home improvements, consolidating debt, and much more. If you are looking for a way to finance future expenses, this might be an ideal option. Find out what loan programs may be right for your needs. A Gershman Mortgage representative is always available to explain how refinancing can benefit your situation.

Switch to a Fixed Rate

You may qualify for a lower interest rate now than when you originally received a home loan. By refinancing your mortgage, you can get a lower interest rate for the remainder of your loan term. Get the stability with the same monthly payments including principal and interest. If your Adjustable Rate Mortgage is set to adjust or the payments are too high, it might be time to look at a fixed rate mortgage. Find out if refinancing makes sense for you.

 

Rates As Low As

Rates subject to change without notice. Some restrictions apply. Call for further information.

314-889-0600

Current Mortgage Rates

Mortgage Refinancing with Gershman Mortgage

Whatever your reason for refinancing is, Gershman Mortgage can help. With our mortgage refinancing services, you can take better control of your home loan. Since 1955, we have provided premiere home financing services to hundreds of thousands of home buyers across the Midwest United States. Contact your local Gershman Mortgage office today to discuss your mortgage refinancing options. We look forward to speaking with you!

Gershman Mortgage offers Conventional, USDAFHA & VA loan products to allow buyers to find the loan that is best for them.

 

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