Contact Our Residential Mortgage Lender
Buying a house presents a daunting task for first time home buyers and even people who have purchased a home in the past. Luckily, you don’t have to go through the process alone. Real estate agents help you pick out a home, and a mortgage lender assesses your situation and helps you get approved for a residential mortgage that you then use to purchase that home. Gershman Mortgage has been helping people afford their homes for 60 years now, and we can offer you competitive mortgage and interest rates in Missouri, Colorado, Illinois, Iowa, Oklahoma, and Florida.
Tips on Getting a Good Residential Mortgage
When the time comes for you to apply for a residential mortgage, you need to be ready. Yes, the market fluctuates and that can affect the interest rates that your lender may be able to offer. Choosing a house well within your economic reach will also help you qualify for the loan you need.
Build Your Credit
The easiest way to help yourself qualify for a residential mortgage, building credit means managing your credit and spending your money appropriately. Keep in mind that loan approval , in part, is a creditworthiness review of you.
Choose a House Within Your Means
No one can pay off a house that they cannot afford. It is that simple. If you can’t comfortably afford the mortgage payment of that dream house, you may need to reconsider you purchase options. Mortgage lenders analyze your debt to income ratios to determine how well you will be able to make your monthly payment.
Contact an Experienced Mortgage Lender Today
Let Gershman Mortgage, help you make your dream of a home come true.Find the form above to contact a mortgage lender who can help you. We look forward to working with you to find your perfect home.