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Doctor & Advanced Medical Professional Loan

About Doctor & Advanced Medical Professional Loans

No Down Payment Required*, Borrow Up to $2 Million

Medical professionals often graduate with significant student loan debt but that shouldn’t prevent you from buying a home when your career is just beginning. This exclusive loan program is designed to recognize your earning potential with flexible financing options and high loan limits.

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Doctor Loan FAQ

  • What are the basic requirements for the medical professional loan program?

    • No down payment required No private mortgage insurance (PMI)
    • Loan amounts up to $2 million
    • Designed for doctors, residents and advanced medical professionals
    • Available to U.S. citizens
    • Minimum 680 FICO® score
    • Primary residence occupancy required

  • How much money does a medical professional have to put down for this program?

    Qualified borrowers may be eligible for zero down payment financing through this program.

     

  • How much money can a doctor or medical professional borrower through this program?

    Eligible medical professionals may qualify for up to $2 million, depending upon income and credit profile.

     

  • Does the property need to be owner-occupied?

    Yes, the home must be the borrower’s primary residence.

  • Who is eligible for the program?

    • Physicians / Doctors (MD, DO),
    • Dentists or Dental Surgeons (DDS or DMD),
    • Psychiatrists (MD or DO), Pharmacists (PharmD),
    • Veterinarians (VMD),
    • Podiatrists (DPM),
    • Certified Registered Nurse Anesthetists (CRNAs)
    • Medical Residents, fellows or interns with one of the above degrees

    *Program guidelines, rates, and requirements subject to change. Additional restrictions may apply.

    *FICO score 680 may borrow up to $1.5 million with 0 down; up to $2 million with 5% down.

    This is for informational purposes only and not an offer to lend or extend credit. Subject to income and credit approval. Terms and conditions are subject to agency and investor guidelines. NMLS #138063, 16253 Swingley Ridge Road Suite 200 Chesterfield, MO 63017 (800) 457-2357 Equal Housing Lender. Serving borrowers in: Alabama, Arkansas, Colorado, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Mississippi, Missouri, Nebraska, North Carolina, North Dakota, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Wisconsin. https://www.nmlsconsumeraccess.org/