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Jumbo Loans

About Jumbo Loans

Jumbo loans are non-government loans that exceed the limits set by the Federal Housing Finance Agency (FHFA). A jumbo loan is a common type of non-conforming conventional loan. This is a financing option for higher-priced homes.


Jumbo Loan FAQs

  • What is the required down payment?

    Jumbo loans have financing available with as little as 10% down payment.

  • What are the occupancy requirements?

    Primary residence, second home, and investment properties are all eligible.

  • Can you be a first time home buyer and qualify for a jumbo loan?

    Yes! First-time home buyers are eligible for a jumbo loan.

  • Are interest rates higher on jumbo loans?

    Not necessarily, jumbo loans often have very competitive rates!

    This is for informational purposes only and not an offer to lend or extend credit. Subject to credit and income approval. Terms and conditions are subject to change without notice.