About USDA or Rural Housing Loans
A USDA (United States Department of Agriculture) loan is a government-backed loan available to rural property owners. USDA loans offer lending up to 100% of the home’s appraised value. Qualifying properties must be located in USDA defined rural areas and communities to be eligible for USDA loan programs. This program is ideal for borrowers with low-to-moderate incomes in areas defined by the USDA as rural, and first time homebuyers.