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Home Loan Options

At Gershman Mortgage, we know that one particular home loan won’t fit every potential homebuyer. Home loans are, unfortunately, not “one size fits all”. Luckily, Gershman Mortgage is here to help.

We offer a variety of home loan programs, and we are happy to help tailor a loan to help you meet your financial and homeownership goals.

Home Loan Options

Take a look at the different loan options that we offer, and contact us with any questions.

Fixed Rate Mortgage

A fixed rate mortgage is best for homeowners who plan to stay in their home for a long time, and want the security of knowing that their payments will not change.

Adjustable Rate Mortgage

An adjustable rate mortgage is best suited to homeowners who are planning to move in the next few years, want a lower initial rate, and expect their income to rise over time.

Government Loan Programs

These include FHA and VA loans.

Reverse Mortgages

A reverse mortgage is designed specifically for applicants aged 62 and over who have substantial home equity. A reverse mortgage is an opportunity to tap into that equity and use it as a source to pay off their existing mortgage, cover bills, healthcare expenses, or provide additional retirement income.

The Benefits of Gershman Mortgage

On all of our loans, we offer easy pre-qualification in just 24 hours.

Our professional, in-house staff are here to handle the processing, underwriting and closing of your home loan, meaning that you’ll be working with the Gershman team the entire time. This gives you the benefit of attentive and knowledgeable loan officers and team members who know exactly what you need, because they know you. We also do our best to make sure that our closing process is quick and simple.

Contact Us

If you have any questions or concerns, or you feel ready to start your loan application process, contact Gershman Mortgage today. We can help you find what you need, and you can be sure you’ll get security, experience, and unmatched customer service.

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