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FHA Loans

loan single program

About FHA Loans

Insured by the Federal Housing Administration, FHA Loans offers down payment as low as 3.5% in addition to a less stringent qualification process which is an attractive option for many homebuyers.

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FHA Loan FAQs

  • Do you have to be a first time home buyer to qualify for an FHA loan?

    While an FHA loan is a good option for first time home buyers, you don’t have to be a first time home buyer to qualify for an FHA loan.

  • What is the maximum loan limit for an FHA loan?

    The Federal Housing Administration (FHA) announced new FHA loan limits in 2022. The current FHA loan limit for single-family homes is $420,680.

  • What is an FHA 203(k) loan or renovation loan?

    An FHA 203(k) loan program, or sometimes referred to as the renovation loan or fixer upper loan, allows you to roll renovations into your home loan.

    This is for informational purposes only and not an offer to lend or extend credit. Subject to credit and income approval. Terms and conditions are subject to change without notice.