A VA (Veterans Affairs) loan is a mortgage loan program guaranteed by the Department of Veterans Affairs. VA loans are offered to Military Veterans, US Military service members, and eligible surviving spouses. The VA guaranty gives lenders a greater degree of safety and flexibility, which can result in more competitive interest rates than non-VA loans.
For eligible borrowers, VA loans can be easier than standard mortgage financing with 0% down payment, flexible income requirements, and lower credit score options. To see if you are eligible for a VA loan, visit the U.S. Department of Veterans Affairs or contact one of our loan officers.
- 100% financing available
- Lower interest rates than standard mortgages
- 0% down payment options available
- No private mortgage insurance (PMI)
- Higher debt-to-income ratios
- Fixed and Adjustable-Rate Mortgage (ARM) Terms Available
This is for informational purposes only and not an offer to lend or extend credit. Subject to credit and income approval. Terms and conditions are subject to change without notice.*