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Finance Your New Iowa Home with Confidence

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Clear Communication, Real New Construction Experience, and a Smoother Closing

New construction takes time and we work with you the entire way. You’ll always know what’s happening and what comes next. With plenty of experience helping Iowa buyers finance new construction, my team and I know how to handle longer timelines, rate locks and changes that pop up along the way. And because we work directly with Greenland Homes, everyone stays on the same page meaning fewer surprises and delays.

Special Incentive for Greenland Home Buyers:

Buyers who finance with me at Gershman Mortgage may be eligible for a special incentive. Reach out to me for current details and see how you might be able to save.

Fill out the easy to complete online application with zero obligation!

Apply for a New Construction Loan Today!

Get in touch – Mattie Thomsen

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Real Feedback from Real Homebuyers

“Mattie and her team were so easy to work with and they help you through every step of the process!”
Sidney S.
“Mattie made the process very smooth and was always available to field any questions I had.”
Benjamin F.
“Answered all my questions, could clearly tell she was experienced.”
Rachel W.
“Mattie sent various email and helpful tips!”
Kinsey L.
“She is very patient and great at consistent communication!”
Blake R.
“I recently had the pleasure of working with Mattie as my mortgage lender, and I can’t recommend her enough! From the moment I reached out, she made the entire process smooth and stress-free. She was incredibly knowledgeable and always took the time to answer our questions thoroughly, no matter how small they seemed. Mattie was transparent about every step and provided clear explanations about the loan options that were available to us. What I appreciated most was her patience and her willingness to guide me through each decision, making sure I was comfortable with everything.”
Shae M.
View More Reviews Here

Frequently asked questions

  • Do I need to get pre-approved before I sign a contract?

    Yes, and we will make it easy. A pre-approval helps you understand your budget, strengthens your contract and helps avoid delays later in the process.

  • How is a new construction mortgage different from buying an existing home?

    New construction often means longer timelines, changing completion dates and special rate-lock considerations. That’s why working with a lender, like Gershman Mortgage, who specializes in new builds matters.

  • What happens if interest rates change while my home is being built?

    Gershman Mortgage offers extended rate lock options and, in some cases, the ability to float your rate down if market conditions improve. We’ll walk you through options and what makes the most sense for your timeline.

  • What is a temporary rate buydown?

    A temporary buydown is a way to temporarily lower your interest rate, usually for the first one to three years of your loan, resulting in a lower monthly payment early on. In many cases the cost of the buydown can be paid by the builder as part of an incentive. This can be especially helpful during the first few years in your new home. 

  • What is a permanent rate buydown?

    A permanent rate buydown lets you pay more upfront to lock in a lower interest rate for the entire life of your loan. You pay “points” at closing. The exact reduction depends on market conditions and specific lender pricing.

  • What if my job, income or credit changes during construction?

    Life happens. Because we stay engaged throughout the build, we can often adjust your strategy early before it becomes a problem.

  • Will I have to keep reapplying during the build?

    No. We let you know exactly when updated documents are needed and guide you through each step.

  • Who coordinates with Greenland Homes?

    We do. Gershman Mortgage works directly with Greenland Homes across Iowa to align timelines, approvals and closing dates so nothing falls through the cracks.

  • Does Gershman Mortgage offer new construction loans in Iowa?

    Yes. Gershman Mortgage works with new construction buyers throughout Iowa, partnering closely with Greenland Homes to ensure a smooth financing and closing process.

Finance your new Iowa home with confidence

Apply Today!