Why First-Time Home Buyers Choose Gershman Mortgage

February 7, 2025 – St. Louis, MO –

Buying a home is one of life’s biggest milestones, and choosing the right mortgage lender can make all the difference in your experience. While big banks and online mortgage companies might seem like convenient options, working with a local mortgage lender like Gershman Mortgage offers a level of expertise, service, and reliability that national institutions simply can’t match.

At Gershman, we believe that home financing should feel persona, not transactional. Our teem has deep roots in the communities we serve, offering not just loans, but a trusted partnership. With decades of experience helping first-time home buyers, we simplify the mortgage process so you can focus on the excitement of your new home. Our clients aren’t just numbers – they’re individuals with dreams, and we take pride in guiding them through each step with care.

Recently we had the pleasure of working with Drew, a first-time homebuyer who trusted Gershman Mortgage to finance his dream home. He shared his experience with us, highlighting why he chose Gershman, and how our local, personalized approach made all the difference in finding a mortgage lender.

Drew’s Home Buying Journey

What made you decide now was the right time to become a homeowner?
“It was time to get out from under my parents, and looking at all my friends who pay outrageous rent for apartments made me realize that was a wasteful way to go. In the end, I’d like to have an asset from all my hard work and payments, instead of absolutely nothing!”

How did you decide on Gershman Mortgage as your lender over other St. Louis mortgage lenders?
“My real estate agent actually referred me to a different lender, but their fees were outrageous. I was referred by a friend who knows a Gershman employee. My real estate agent is now looking to work with Gershman more in the future.”

What was your experience like working with Gershman Mortgage compared to other first-time home buyer loan options?
“Gershman was so helpful in answering every question I had and made me feel confident that I was going down the right path.”

Did Gershman Mortgage help you understand refinancing options if interest rates change in the future?
“Absolutely! If rates drop significantly in the future, I know who I will be contacting.”

Would you recommend Gershman Mortgage to other first-time homebuyers looking for a reliable mortgage lender?
“It was such a pleasure working with Gershman. They made everything easy and as stress-free as possible, and I couldn’t be more thankful.”

Read more testimonials on our blog!

The Gershman Mortgage Difference

When you choose a local mortgage lender like Gershman, you’re not just securing a loan – you’re getting a trusted partner who is invested in your success. Our deep knowledge of the St. Louis housing market, along with our 70 years of mortgage lending expertise, allows us to navigate the complexities of home financing with ease.

✔ Local Expertise: We understand the neighborhoods, market trends, and unique challenges that homebuyers in St. Louis and surrounding areas face.

✔ Personalized Service: You’ll work with the same dedicated loan officer from start to finish, ensuring a smooth and stress-free process.

✔ First-Time Buyer Support: Whether you need a first-time home buyer loan or guidance on available programs, we’re here to make homeownership more accessible.

✔ Long-Term Commitment: Our relationships don’t end at closing. If interest rates drop, we’ll be there to help you refinance when the time is right.

At Gershman Mortgage, we believe that buying a home should be an exciting and fulfilling experience – not an overwhelming one. With our customer-first approach and decades of mortgage lending experience, we make the path to homeownership easier, more transparent, and stress-free.

Start Your Home Buying Journey with Gershman Mortgage

At Gershman Mortgage, you’re more to us than a file number. You’re a real person embarking on a new chapter in life, and we’re excited to be part of that journey.

If you’re looking for a trusted, local mortgage lender who puts your needs first, reach out to a Gershman loan officer today. We’ll show you why Gershman Mortgage is the best choice for your home financing needs.

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About Gershman: Communities, families, and homes are at the heart of what we do at Gershman Mortgage. Our founding principles are based on the core values of honesty, integrity, the entrepreneurial spirit, and putting our customers first. We are passionate and committed to customer service and strive to ensure that we exceed the expectations of our customers. We are a customer-centric company devoted to creating and maintaining long-lasting relationships.

NMLS #138063 16253 Swingley Ridge Road Suite 200 Chesterfield, MO 63017 (800) 457-2357 Equal Housing Lender. Serving borrowers in: Alabama, Arkansas, Colorado, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Mississippi, Missouri, Nebraska, North Carolina, North Dakota, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Wisconsin